Mobile Financial Service Solutions

The advantages of using Clickatell’s SMS Gateway API connections:

• These SMS connections offer secure message delivery and Clickatell offers SSL encryptions with specified API connections.
• They come with an account management package that offers user control over network channels and connectivity options. All of our SMS connection products offer text message delivery acknowledgment and customers are able to specify sender ID’s. Clickatell currently processes millions of SMS messages a month.
• They allow for message escalation to alternative delivery gateways until your valuable message had been delivered.
• Financial institutions can securely send bulk SMS messages, personalise their messages and send extended length messages – over 160 characters.
• Our SMS Gateway connections offer an email to SMS option if your institution already has an emailing system in place.

Test-drive Clickatell’s SMS Gateway and API connections now, with no obligation or risk.

Clickatell’s range of API's enable connection to our SMS Gateway for a variety of operating systems, sites and applications.

• Clickatell's HTTP/S API Connection: This web-based connection is simple, versatile and can overcome firewall problems. It has batch sending capabilities and offers SSL encryption for both inbound and outbound messages.
• Clickatell's SMPP API Connection: This robust API is continuously connected to our SMS Gateway and a great choice if you need to send high volume text messages on a monthly basis (over 5 000 text messages a month).
• Clickatell's SMTP API Connection: This API is popular with customers wanting to send SMS messages via an email messaging system. Our SMTP API is the industry standard for high volume text messaging connections and particularly useful for notification alerts.
• Clickatell's FTP API Connection: The FTP connection is very fast and ideal for once-off high volume message dispatches. Customers using text based databases can upload text files to Clickatell’s FTP site for sending.
• Clickatell's XML API Connection: Our XML API facilitates communication between applications. It is simple to integrate and language independent. Clickatell’s XML connection is enabled for Token Pay functionality.
• Clickatell's SOAP Protocol: SOAP is a basic messaging framework; a protocol for exchanging XML-based messages using HTTP/HTTPS. Using the XML-based Web Services Description Language, SOAP forms a foundation layer of the web services protocol stack.
• Clickatell's COM Object: COM Object enables connectivity from a Windows environment and allows developers to easily integrate SMS sending into their programmes.

What can you offer customers when using the Clickatell’s SMS Gateway API connections:

Once you have integrated one of our innovative mobile messaging connections with your site, application or programme, you can immediately start safely sending SMS messages to your customers.

• Account notifications such as mini-statements, payment reminders, balance updates. Transaction alerts on payments made from customer accounts for both credit cards and debit cards.
• Online login passwords and security PIN details. Fraud alerts that require acknowledgement by the user. And you can respond to account access queries for balances etc.

Clickatell offers extensions to the basic package that enable financial service institutions to offer the following powerful features:

• SSL encryption on both inbound and outbound messages – this option is available with specified API connections. Clickatell has an impeccable record as far as safety and data integrity are concerned.
• 2-factor authentication security feature where a secondary code or unique pin number is dispatched to a customer via SMS. This enables strong authentication and is a convenient and cost-effective security measure.
• Mobile authentication that promotes secure channel switching from SMS to voice or audio entry of verification PIN codes. This eliminates concerns around PIN codes being stored on the device or in the SMS outboxes.
• Card not present options. Following online transactions, the user is sent an additional authentication token via SMS and needs to enter it online to complete the transaction.
• Customer Relationship Managements with features such as intelligent customer callback services. The customer would send a SMS query instead of waiting on the phone for the call center and will receive in return a SMS notification of the wait time and the system will alert the agents to call back.
• Our Interactive Campaign Manager is a 2-way SMS campaign management tool that comes with email marketing tools including click through reporting, template management and database integration.

There is a reason why our financial services solutions have been used by major financial institutions around the world. Clickatell has helped financial institutions increase banking security and reduce fraud by up to 43%, reduce their call center costs and boost client retention by 15%. Test-drive Clickatell’s SMS Gateway and API connections now.